MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedMH Advantage

CK Series / CK501A

Built by: Golden West Homes
3
2
1159 ft²
24'0" x 50'0"
CK501A - 71CKL24503AH
ManufacturedMH Advantage

CK Series / CK481F

Built by: Golden West Homes
3
2
1296 ft²
27'0" x 48'0"
CK481F - 71CKL27483AH
ManufacturedMH Advantage

CK Series / CK601F

Built by: Golden West Homes
3
2
1620 ft²
27'0" x 60'0"
CK601F - 71CKL27603AH
ManufacturedMH Advantage

CK Series / CK561A

Built by: Golden West Homes
3
2
1325 ft²
24'0" x 56'0"
CK561A - 71CKL24563AH
ManufacturedMH Advantage

CK Series / CK522F

Built by: Golden West Homes
4
2
1404 ft²
27'0" x 52'0"
CK522F - 71CKL27524BH
ManufacturedMH Advantage

CK Series / CK661F

Built by: Golden West Homes
3
2
1782 ft²
27'0" x 66'0"
CK661F - 71CKL27663AH
ManufacturedMH Advantage

GP Courtyard Series ADU / The Fallbrook GPII 2044-2B

Built by: Golden West Homes
2
2
865 ft²
20'0" x 44'0"
The Fallbrook GPII 2044-2B
ManufacturedMH Advantage

GP Courtyard Series ADU / The Oceano GPII 2048-3B

Built by: Golden West Homes
3
2
944 ft²
20'0" x 48'0"
The Oceano GPII 2048-3B
ManufacturedMH Advantage

GP Community Series Distinction Edition / The Center Park GPII 2462-3B

Built by: Golden West Homes
3
2
1423 ft²
24'0" x 62'0"
The Center Park GPII 2462-3B
ManufacturedMH Advantage

CK Series / CK563F

Built by: Golden West Homes
3
2
1512 ft²
27'0" x 56'0"
CK563F - 71CKL27563CH
ManufacturedMH Advantage

CK Series / CK561F

Built by: Golden West Homes
3
2
1512 ft²
27'0" x 56'0"
CK561F - 71CKL27563AH
ManufacturedMH Advantage

GP Community Series Distinction Edition / The La Colina GPII 2032-2B

Built by: Golden West Homes
2
1
620 ft²
20'0" x 32'0"
The La Colina GPII 2032-2B

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Paramount Manufactured Sales Riverside reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.